virtual-accounts

Xendit API for C#

One payment integration surface for many payment channels.

Launch Pay — one payment link that geolocates the payer and spins up a local-currency virtual account on the fly, on Rapyd.

Flutterwave is a pan-African payment infrastructure company providing the rails for businesses to accept, send, and manage money across Africa and globally. The Flutterwave for Business (F4B) v4 API exposes a unified surface for collections (cards, mobile money, bank transfer, USSD, OPay, virtual NUBANs), payouts (bank, mobile money…

Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border payouts. Their developer platform enables merchants and platforms to integrate card payments, bank transfers, USSD, and QR code payments into applications.

Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquartered in Lagos, Nigeria with operations in the United Kingdom.

Open-source wallet and ledger infrastructure for digital financial services.

VoPay is a Vancouver, Canada based fintech offering an API-first embedded finance and payments-as-a-service platform that lets software companies, marketplaces, lenders, and enterprises move money across Canadian and North American bank rails from a single set of REST endpoints.

Python project to manage vritual bank accounts with MongoDB or FileSystem Backend.

Hifi is a stablecoin and money-movement infrastructure company that provides composable financial APIs for moving, converting, routing, and settling value across bank rails and stablecoins.

Fazz is a Southeast Asian business banking and payments group formed from the 2021 merger of Indonesia's Payfazz and Singapore's Xfers. Its Fazz Business Payments API (served on the xfers.io hosts) lets platforms accept payments via local methods like PayNow QR and virtual bank accounts, and send bulk disbursements across Singapore (SGD) and…

Xendit is a payments infrastructure provider for Southeast Asia, giving businesses in Indonesia, the Philippines, and the wider region a single REST API to accept payments, disburse funds, and manage money movement.

PaidUp — SME invoicing with per-invoice virtual accounts & automatic reconciliation (built on Nomba)

Caliza is a financial infrastructure company providing compliant, real-time cross-border payments and USD account infrastructure for global businesses. The Caliza Core API lets integrators create individual and business beneficiaries (with KYC/KYB verification), issue named USD digital-dollar and multi-currency virtual accounts, simulate and…

Monoova is an Australian payments platform that lets businesses receive, manage, and pay funds in AUD across every domestic rail through a single set of RESTful JSON APIs. Operated by Monoova Global Payments Pty Ltd (AFSL 421414) and enrolled with AUSTRAC, it connects directly to the New Payments Platform (real-time account-to-account transfers…

Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa and accept payments online in local African currencies. The Klasha platform covers payment collection (cards, bank transfer, USSD, M-Pesa and mobile money, Klasha wallet), payouts to bank accounts and mobile money wallets across…

Sila is an embedded-finance / banking-as-a-service platform that exposes a money API for fintech developers. A single REST API covers identity verification (KYC/KYB), digital wallets, linked bank accounts, virtual accounts, debit-card payment methods, and money movement over the ACH network via an issue / transfer / redeem model.

Due (Due Network, opendue.com) is a London-founded payments infrastructure company (backed by Speedinvest) that provides a single API for borderless money movement. Its platform bridges traditional banking rails with blockchain networks: cross-border transfers and fiat<->stablecoin on/off-ramps (USDC, EURC, USDT) across 80+ countries plus SWIFT in…

The dedicated virtual account infrastructure on Nomba: per-customer provisioning, inbound transfer reconciliation, and a clean webhook API for downstream teams.

Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. Its platform unifies B2B payments and spend management: automated expense tracking with approval workflows, local and international (cross-border) payments, multi-currency…