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Full detail: Where this data comes from
Xendit is a payments infrastructure provider for Southeast Asia, giving businesses in Indonesia, the Philippines, and the wider region a single REST API to accept payments, disburse funds, and manage money movement. The unified Payments API accepts virtual accounts, e-wallets (OVO, DANA, GoPay, ShopeePay, GCash, GrabPay, Maya), QR (QRIS / QR Ph), cards, direct debit, and retail outlets through Payment Requests and Payment Tokens; complementary APIs cover hosted Invoices, Payouts / disbursements, Balance, Transactions, Customers, and Refunds.
Access is self-serve. Register for a Xendit dashboard account and you immediately get test-mode secret API keys to simulate payments; live-mode keys unlock after business verification and move real money. There is no waitlist or partner-gate for basic API access.
- Base URL:
https://api.xendit.co - Authentication: HTTP Basic — your secret API key is the username, the password is left empty (the client Base64-encodes
SECRET_KEY:). See authentication/xendit-authentication.yml. - Versioning: the v3 Payments API (
/v3/payment_requests,/v3/payment_tokens) requires anapi-versionheader (2024-11-11); Customers accepts dates such as2020-10-31. - Async model: Xendit uses outbound webhooks / callbacks (HTTPS POST to a merchant-configured URL) for payment, refund, payout, session, report, and account events. There is no public WebSocket API — see review.yml.
Pricing is usage-based (per transaction), not subscription tiers. Rates vary by country and channel; the plans and finops files carry representative Indonesia (IDR) and Philippines (PHP) figures and are marked reconciled: false.
APIs.json: https://raw.githubusercontent.com/api-evangelist/xendit/refs/heads/main/apis.yml
- Payments
- Fintech
- Payment Gateway
- Southeast Asia
- Indonesia
- Philippines
- Disbursements
- E-Wallet
- Virtual Accounts
- Cards
- Financial Infrastructure
- Created: 2026-07-12
- Modified: 2026-07-12
The unified Payments API surface. Create, retrieve, and cancel payment requests that charge end users across every Xendit channel — virtual accounts, e-wallets, QR (QRIS / QR Ph), cards, direct debit, and retail outlets. Requires the api-version header (2024-11-11).
- Human URL: https://docs.xendit.co/apidocs/create-payment-request
- Base URL:
https://api.xendit.co
- Payments
- Payment Requests
- Virtual Accounts
- E-Wallet
- Cards
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Save an end user's payment method as a reusable payment token for future and recurring transactions, then reference it from a payment request. Part of the v3 Payments API and gated by the api-version header (2024-11-11).
- Human URL: https://docs.xendit.co/apidocs/create-payment-token
- Base URL:
https://api.xendit.co
- Payment Methods
- Tokens
- Recurring
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Create Xendit-hosted invoices / payment links that present every enabled payment channel on a single checkout page. Create an invoice, retrieve it, list invoices, and expire an outstanding invoice.
- Human URL: https://docs.xendit.co/apidocs/payment-link
- Base URL:
https://api.xendit.co
- Invoices
- Payment Links
- Checkout
- Documentation
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Disburse funds to bank accounts and e-wallets across the region. Create a payout, retrieve it by ID, and cancel a pending payout. The v3 Payouts API supersedes the legacy Disbursement product.
- Human URL: https://docs.xendit.co/apidocs/payouts-introduction
- Base URL:
https://api.xendit.co
- Payouts
- Disbursements
- Transfers
- Documentation
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Retrieve your Xendit account balance for a given account type (CASH or HOLDING) and currency, optionally at a point in time. Supports the multi-currency balances Xendit holds across the region.
- Human URL: https://docs.xendit.co/apidocs/get-balance
- Base URL:
https://api.xendit.co
- Balance
- Wallet
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
List the money-movement transactions on your account with rich filters (type, status, channel, currency, amount, created/updated date ranges) and cursor pagination, and retrieve a single transaction by ID.
- Human URL: https://docs.xendit.co/apidocs/list-transactions
- Base URL:
https://api.xendit.co
- Transactions
- Ledger
- Reporting
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Create and manage customer records — individual or business — that can be attached to payment requests, payment tokens, and payouts. Create a customer, list customers by reference, retrieve one, and update it.
- Human URL: https://docs.xendit.co/apidocs/create-customer-request
- Base URL:
https://api.xendit.co
- Customers
- KYC
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
Initiate a full or partial refund against a successful payment request and retrieve refund status. Refund webhooks notify your systems as the refund settles.
- Human URL: https://docs.xendit.co/apidocs/refund-payment-request
- Base URL:
https://api.xendit.co
- Refunds
- Payments
- API Reference
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- Domain Security
- Authentication
- GitHub Organization
- Website
- Documentation
- Plans
- Rate Limits
- Fin Ops
- Blog
FN: Kin Lane Email: kin@apievangelist.com