loan-simulation

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贷款计算器 & 还贷模拟器。支持商贷/公积金/组合贷、等额本息/等额本金/自由还款三种方式，可多次利率变更和提前还款并按天精确计息。提供还款模拟（智能分析最优方案）、机会成本分析（提前还款 vs 投资理财）、多方案对比、数据可视化。内置 LPR 利率表，数据全部本地运算及存储，PWA 离线可用。

The Loan Simulator is a Streamlit application designed to help users estimate and visualize loan payments, including interest and insurance costs.

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