fix(plugin-ecommerce): non-customer auth in initiate/Stripe payment

[nehaaprasaad]

what

• Hook async wrapper for Payload autorun job ticks.
• Next wrapper clears render work-unit context before handlers run.
• Shared cron/autorun options wired through initReq, login, logout, refresh.

Why

• Stops revalidatePath / revalidateTag from failing when queued job handlers run without a Next request scope.

How

• Optional init hook wraps each autorun tick.
• Wrapper uses workUnitAsyncStorage.run(undefined, ...).
• One place defines cron/autorun options; Next entrypoints reuse them.

Fixes #16377