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🤖 Machine Learning for Finance & Credit Scoring

Welcome to my Machine Learning portfolio. This repository focuses on applying supervised learning algorithms to solve real-world financial problems, with a primary emphasis on Credit Risk Assessment and Predictive Modeling.


🎯 Project Highlight: Credit Scoring Model

The flagship project in this repo is an end-to-end Credit Score Prediction system. It evaluates the creditworthiness of individuals based on historical financial data.

🏗️ Model Architecture

As seen in the model_flow.png, the project follows a rigorous data science pipeline:

  1. Data Preprocessing: Handling missing values and feature scaling.
  2. Feature Engineering: Selecting the most impactful financial indicators.
  3. Training: Utilizing the XGBoost algorithm for high-performance classification.
  4. Evaluation: Comparing Actual vs. Predicted results to ensure model reliability.

📂 Repository Contents

File Category Description
credit_score_model.py FinTech The primary XGBoost implementation for credit risk.
Logistic_Regression.py Classification Baseline model for binary financial outcomes.
KNN.py Classification Instance-based learning for pattern recognition.
latex code for xgboost... Documentation LaTeX source for the technical report on the model.
machine learning course.pdf Education A comprehensive guide and notes on ML fundamentals.

🛠️ Tech Stack

  • Language: Python 3.x
  • Algorithms: XGBoost, KNN, Logistic Regression
  • Reporting: LaTeX (for academic-grade documentation)
  • Visualization: Matplotlib, Seaborn

🚀 Quick Start

To run the credit scoring model locally:

  1. Clone the Repo:
    git clone https://github.com/Vipeen21/machine-learning-projects.git
    cd machine-learning-projects
  2. Install Requirements:
    pip install xgboost scikit-learn pandas matplotlib
  3. Run the Model:
    python credit_score_model.py

⚖️ License

This project is licensed under the MIT License - feel free to use the code for your own financial analysis or learning!


Created and maintained by Vipeen Kumar


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Welcome to my machine learning projects. Here I am using ML/AI to solve financial problems

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