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Say that an Interac destination needs no institution - #63

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Docs for Unigox/account#628. Merge only after that is in production. Merging to main publishes the changelog and OpenAPI automatically.

  • Changelog 2026-09-15: omitting institution_id on interac-e-transfer now works and resolves to interac-e-transfers.
  • Both omission lists in swagger.yaml (payment-rails and create payment details) now name every rail that accepts an omitted institution. They had stopped at iban-sepa / nip-nigeria, missing faster-payments, imps-neft-india, the Chinese wallets and now Interac.

🤖 Generated with Claude Code

The catalog has reported institution_required:false for interac-e-transfer
while creating a destination without one was refused. The backend now resolves
an omitted institution to interac-e-transfers; the changelog says so, and both
omission lists in the reference name every rail that accepts it — they had
stopped at iban-sepa and nip-nigeria, missing faster-payments and the Chinese
wallets as well.

Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>
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