diff --git a/Common/Securities/CryptoFuture/BinanceFutureMarginInterestRateModel.cs b/Common/Securities/CryptoFuture/BinanceFutureMarginInterestRateModel.cs
index 13c974f52c1d..4faa454d01b6 100644
--- a/Common/Securities/CryptoFuture/BinanceFutureMarginInterestRateModel.cs
+++ b/Common/Securities/CryptoFuture/BinanceFutureMarginInterestRateModel.cs
@@ -53,6 +53,15 @@ public void ApplyMarginInterestRate(MarginInterestRateParameters marginInterestR
                 return;
             }
 
+            var lastData = cryptoFuture.GetLastData();
+            if (lastData == null || lastData.EndTime < time)
+            {
+                // The security is no longer receiving current market data, so the cached funding rate is stale.
+                // Keep the schedule aligned so that a future data point is not applied to past funding intervals.
+                _nextFundingRateApplication = GetNextFundingRateApplication(time);
+                return;
+            }
+
             while(time >= _nextFundingRateApplication)
             {
                 // When the funding rate is positive, the price of the perpetual contract is higher than the mark price,
diff --git a/Tests/Common/Securities/CryptoFuture/BinanceFutureMarginInterestRateModelTests.cs b/Tests/Common/Securities/CryptoFuture/BinanceFutureMarginInterestRateModelTests.cs
new file mode 100644
index 000000000000..491360f3e725
--- /dev/null
+++ b/Tests/Common/Securities/CryptoFuture/BinanceFutureMarginInterestRateModelTests.cs
@@ -0,0 +1,134 @@
+/*
+ * QUANTCONNECT.COM - Democratizing Finance, Empowering Individuals.
+ * Lean Algorithmic Trading Engine v2.0. Copyright 2014 QuantConnect Corporation.
+ *
+ * Licensed under the Apache License, Version 2.0 (the "License");
+ * you may not use this file except in compliance with the License.
+ * You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing, software
+ * distributed under the License is distributed on an "AS IS" BASIS,
+ * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
+ * See the License for the specific language governing permissions and
+ * limitations under the License.
+ *
+*/
+
+using System;
+using NUnit.Framework;
+using QuantConnect.Algorithm;
+using QuantConnect.Data.Market;
+using QuantConnect.Securities;
+using QuantConnect.Securities.CryptoFuture;
+using QuantConnect.Tests.Engine.DataFeeds;
+
+namespace QuantConnect.Tests.Common.Securities.CryptoFuture
+{
+    [TestFixture]
+    public class BinanceFutureMarginInterestRateModelTests
+    {
+        [Test]
+        public void DoesNotApplyStaleMarginInterestRate()
+        {
+            var algorithm = GetAlgorithm();
+            var cryptoFuture = algorithm.AddCryptoFuture("BTCUSDT");
+            SetPrice(cryptoFuture, 100m, new DateTime(2026, 3, 24, 0, 0, 0));
+            cryptoFuture.Holdings.SetHoldings(cryptoFuture.Price, 1m);
+
+            var lastFundingTime = new DateTime(2026, 3, 24, 0, 0, 0);
+            StoreMarginInterestRate(cryptoFuture, lastFundingTime, 0.01m);
+
+            var model = new BinanceFutureMarginInterestRateModel();
+            model.ApplyMarginInterestRate(new MarginInterestRateParameters(cryptoFuture, lastFundingTime));
+
+            var cashBeforeStaleApplication = cryptoFuture.QuoteCurrency.Amount;
+            model.ApplyMarginInterestRate(new MarginInterestRateParameters(cryptoFuture, lastFundingTime.AddHours(8)));
+
+            Assert.AreEqual(cashBeforeStaleApplication, cryptoFuture.QuoteCurrency.Amount);
+        }
+
+        [Test]
+        public void AppliesMarginInterestRateForCurrentFundingInterval()
+        {
+            var algorithm = GetAlgorithm();
+            var cryptoFuture = algorithm.AddCryptoFuture("BTCUSDT");
+            SetPrice(cryptoFuture, 100m, new DateTime(2026, 3, 24, 0, 0, 0));
+            cryptoFuture.Holdings.SetHoldings(cryptoFuture.Price, 1m);
+
+            var fundingTime = new DateTime(2026, 3, 24, 8, 0, 0);
+            StoreMarginInterestRate(cryptoFuture, fundingTime, 0.01m);
+
+            var model = new BinanceFutureMarginInterestRateModel();
+            model.ApplyMarginInterestRate(new MarginInterestRateParameters(cryptoFuture, fundingTime.AddHours(-8)));
+            SetPrice(cryptoFuture, 100m, fundingTime);
+
+            var cashBeforeApplication = cryptoFuture.QuoteCurrency.Amount;
+            model.ApplyMarginInterestRate(new MarginInterestRateParameters(cryptoFuture, fundingTime));
+
+            Assert.AreEqual(cashBeforeApplication - 1m, cryptoFuture.QuoteCurrency.Amount);
+        }
+
+        [Test]
+        public void AppliesNewMarginInterestRateAfterStaleData()
+        {
+            var algorithm = GetAlgorithm();
+            var cryptoFuture = algorithm.AddCryptoFuture("BTCUSDT");
+            SetPrice(cryptoFuture, 100m, new DateTime(2026, 3, 24, 0, 0, 0));
+            cryptoFuture.Holdings.SetHoldings(cryptoFuture.Price, 1m);
+
+            var lastStaleFundingTime = new DateTime(2026, 3, 24, 0, 0, 0);
+            StoreMarginInterestRate(cryptoFuture, lastStaleFundingTime, 0.01m);
+
+            var model = new BinanceFutureMarginInterestRateModel();
+            model.ApplyMarginInterestRate(new MarginInterestRateParameters(cryptoFuture, lastStaleFundingTime));
+            model.ApplyMarginInterestRate(new MarginInterestRateParameters(cryptoFuture, lastStaleFundingTime.AddHours(8)));
+
+            var currentFundingTime = lastStaleFundingTime.AddHours(16);
+            SetPrice(cryptoFuture, 100m, currentFundingTime);
+            StoreMarginInterestRate(cryptoFuture, currentFundingTime, 0.01m);
+
+            var cashBeforeApplication = cryptoFuture.QuoteCurrency.Amount;
+            model.ApplyMarginInterestRate(new MarginInterestRateParameters(cryptoFuture, currentFundingTime));
+
+            Assert.AreEqual(cashBeforeApplication - 1m, cryptoFuture.QuoteCurrency.Amount);
+        }
+
+        private static QCAlgorithm GetAlgorithm()
+        {
+            var algorithm = new AlgorithmStub();
+            algorithm.SetFinishedWarmingUp();
+            return algorithm;
+        }
+
+        private static void StoreMarginInterestRate(
+            QuantConnect.Securities.CryptoFuture.CryptoFuture cryptoFuture, DateTime time, decimal interestRate)
+        {
+            cryptoFuture.Cache.StoreData(new[]
+            {
+                new MarginInterestRate
+                {
+                    Symbol = cryptoFuture.Symbol,
+                    Time = time,
+                    InterestRate = interestRate
+                }
+            }, typeof(MarginInterestRate));
+        }
+
+        private static void SetPrice(Security security, decimal price, DateTime time)
+        {
+            var cryptoFuture = (QuantConnect.Securities.CryptoFuture.CryptoFuture)security;
+            cryptoFuture.BaseCurrency.ConversionRate = price;
+            cryptoFuture.QuoteCurrency.ConversionRate = 1;
+
+            security.SetMarketPrice(new TradeBar
+            {
+                Time = time,
+                Symbol = security.Symbol,
+                Open = price,
+                High = price,
+                Low = price,
+                Close = price
+            });
+        }
+    }
+}