diff --git a/hypha/apply/projects/reports/models.py b/hypha/apply/projects/reports/models.py
index c0ed2e90e2..0e07626f5a 100644
--- a/hypha/apply/projects/reports/models.py
+++ b/hypha/apply/projects/reports/models.py
@@ -280,13 +280,24 @@ def get_frequency_display(self):
             )
         next_report = self.current_due_report()
 
+        # current_due_report() only returns an existing pending report row and
+        # can be None (e.g. the project hasn't started yet, or the next report
+        # row hasn't been created). Fall back to the schedule anchor date, which
+        # is what a report's end_date derives from, so the displayed schedule is
+        # still correct.
+        reference_date = (
+            next_report.end_date
+            if next_report
+            else (self.schedule_start or self.project.proposed_start)
+        )
+
         if self.frequency == self.YEAR:
             if self.schedule_start and self.schedule_start.day == 31:
                 day_of_month = _("last day")
                 month = self.schedule_start.strftime("%B")
             else:
-                day_of_month = ordinal(next_report.end_date.day)
-                month = next_report.end_date.strftime("%B")
+                day_of_month = ordinal(reference_date.day)
+                month = reference_date.strftime("%B")
             if self.occurrence == 1:
                 return _("Once a year on {month} {day}").format(
                     day=day_of_month, month=month
@@ -299,14 +310,14 @@ def get_frequency_display(self):
             if self.schedule_start and self.schedule_start.day == 31:
                 day_of_month = _("last day")
             else:
-                day_of_month = ordinal(next_report.end_date.day)
+                day_of_month = ordinal(reference_date.day)
             if self.occurrence == 1:
                 return _("Once a month on the {day}").format(day=day_of_month)
             return _("Every {occurrence} months on the {day}").format(
                 occurrence=self.occurrence, day=day_of_month
             )
 
-        weekday = next_report.end_date.strftime("%A")
+        weekday = reference_date.strftime("%A")
 
         if self.occurrence == 1:
             return _("Once a week on {weekday}").format(weekday=weekday)
diff --git a/hypha/apply/projects/reports/tests/test_models.py b/hypha/apply/projects/reports/tests/test_models.py
index 8afc585c0f..2fbd3e68fd 100644
--- a/hypha/apply/projects/reports/tests/test_models.py
+++ b/hypha/apply/projects/reports/tests/test_models.py
@@ -154,6 +154,41 @@ def test_submitted_report_unaffected(self):
         next_report = config.current_due_report()
         assert report != next_report
 
+    def test_frequency_display_without_pending_report_monthly(self):
+        """get_frequency_display must not crash when no pending report row exists.
+
+        current_due_report() returns None in that case; the display should fall
+        back to the schedule_start anchor date.
+        """
+        config = ReportConfigFactory(
+            disable_reporting=False,
+            frequency=ReportConfig.MONTH,
+            schedule_start=self.today.replace(day=15),
+        )
+        assert config.current_due_report() is None
+        assert config.get_frequency_display() == "Once a month on the 15th"
+
+    def test_frequency_display_without_pending_report_yearly(self):
+        config = ReportConfigFactory(
+            disable_reporting=False,
+            frequency=ReportConfig.YEAR,
+            schedule_start=self.today.replace(month=3, day=15),
+        )
+        assert config.current_due_report() is None
+        assert config.get_frequency_display() == "Once a year on March 15th"
+
+    def test_frequency_display_without_pending_report_weekly(self):
+        schedule_start = self.today.replace(day=15)
+        config = ReportConfigFactory(
+            disable_reporting=False,
+            frequency=ReportConfig.WEEK,
+            schedule_start=schedule_start,
+        )
+        assert config.current_due_report() is None
+        assert config.get_frequency_display() == "Once a week on {weekday}".format(
+            weekday=schedule_start.strftime("%A")
+        )
+
     def test_past_due(self):
         """Test that past_due_reports includes overdue reports."""
         report = ReportFactory(past_due=True)